Nepal is am
ong the poor and the least developed countries in the world. It has nearly half of its population living below the poverty line.Agriculture is the most important in the economy, providing a livelihood for over 80% of total population. Industrial activity mainly involves the processing of agricultural.Nepal is landlocked geographic location, and its susceptibility to natural disaster.
ong the poor and the least developed countries in the world. It has nearly half of its population living below the poverty line.Agriculture is the most important in the economy, providing a livelihood for over 80% of total population. Industrial activity mainly involves the processing of agricultural.Nepal is landlocked geographic location, and its susceptibility to natural disaster.The government has been moving forward with economic reforms, particularly t
hose that encourage trade and foreign investment by reducing business licenses and registration requirements . The government has also been reducing subsidies, privatizing state industries, and laying off civil servants to cut expenditures. However, recently political instability has hampered governments' ability to forge consensus to implement important economic reforms such as jute, sugarcane, tobbaco, grain e.t.c
hose that encourage trade and foreign investment by reducing business licenses and registration requirements . The government has also been reducing subsidies, privatizing state industries, and laying off civil servants to cut expenditures. However, recently political instability has hampered governments' ability to forge consensus to implement important economic reforms such as jute, sugarcane, tobbaco, grain e.t.c
s merely the practical application of economics. The Financial System is the means by which an economy allocates money to its highest valued use. Finance is businesses, and governments raise the cash needed to do business. The goal of any financial system is to make sure that those with good ideas get the money necessary to implement the ideas.
irm and the firm takes the investment and uses it to implement the business ideas. People do not give money without the expectation of getting something in return. Incase if money is given, something is expected back in return. In this case more money. In competition for more money, firms will strive to find better investments. This leads to economic growth, more jobs, and hopefully a higher standard of living.
company, we all need money. We need money to live for food, clothing, shelter and we probably want money for a great number of things like concert tickets, cars, computers, etc. Thus we need to get money. Finance helps us to have the money when we need it and even when we want it. We need to efficiently manage our resources and know what risks are worth taking. Further we need to know how to invest and how to raise money.
nt to you. Finance teaches us to understand the other side of every transaction. If you understand what your employer wants, it is easier to achieve this and hence you are in a better position for raises and promotions. 
the economy, and control finances. Finance ministers are often found in state or provincial governments if that country has a form of federalism.The powers of a finance minister vary between governments. Sometimes the finance minister is the most powerful cabinet post, like in Canada or New Zea land. Other times they are unpopular posts if they must raise taxes or cut spe
nding. 
blishing relationship between the items of balance sheet and profit and loss account. Financial analysis can be undertaken by managment of firms or by parties outside the firms or by parties outside the firms , owner, creditors, investor and others. The financial analysis helps to know the liquidity of organization.The liquidity of organizationis known by seeing the profitability.
with the earning of firms.They are also intrested infinancial position to extent it influencesthe firms earning ability.through financial analysis they try to find out position of organization,efficiency of assects , investors position e.t.c.
ge capital may be in risks. Insurance can be defined as cooperative device to spread the loss caused by a particular risk over a number of person who are exposed to it and who agree insure themselves against that risks. This risks ,loss,damage,and incidents may be created incidentally with the cause of nature ,divine and human activities, due to this reason human being may suffer financial crisis. Against such risks a human have devised insurance as a finincial security.
ncertanity of loss is called risk. The insurance business is multidimension business because it gives benefit directly or indirectly to the organ of society. So far the financial lossis recovered by insurance. there are different kinds of insurance such as life insurance,marine insurance,fire insurance e.t.c.
ome refers to the total value of goods and services produced in the economy over a certain period of time.When the value of goods and services are measured in monetary value then we get national income. The total goods an dservices are known as national product.The national income is measured ina a year.While calculating the national income the value of goods and services are measured in same monetary value of unit. The national income can be expressed in the form of wage,intrest,profit and re
nt because goods and services are produced bylabour,capital,enterpreneurand land. If these factors of production are increased then the national income is also incresaed. National income is infiuenced by internal and external forces. Internal forces means those factors available in the country.External forces are related to international trede.
y is a kind of finincial finincial institution. It provide loan to big investor. Finance company acts as a mediator between saver and the investor in one hand and between th big financial institution and debtor in other hand. Finance company collects the fund and keep in deposit and gives loan to the investor . It provide loan against the security.
e the capital wise good in installment loan like motor , car, motor cycle, TV and others durable usable assects and goods. The finance companies take loan from the big financial institution. Generally, the finance company give high rate of intrest rate in deposit and provide diffirient facilities and gifts like insurance policy. The small saver or investor deposit the amount in finance companies.
tution is not a bank, taking loan from certain institution,accepts deposit and invests in hire purchase. All finincial institution create the finincial property. Finincial institution exit in all economic system which cause the loan to be taken and given , acts as intermediary between the saver and investor. Insurance company,bank,industrial development corporation , provident fund , pension fund e.t.c are some examples of financial institution.
ition like nepal. It is difficult to imagine the development of any country without the development of financial institution. The institution are inspired with the objective of gaining profit.Finance companies are established with the objective of collection th capital scattered in the country with the medium of non-banking activities. In Nepal , there are so many others financiaeconomic development of the country.l institution operating with the objective of gaining profit and promoting 
erm financial managment consist of two words financial and managment, the term financial means deal with the money. So financial managment means the managment of the matter that deal with the money is known as financial managment.Financial management entails planning for the future of a person or a business enterprise to ensure a positive cash flow. It includes the administration and maintenance of financial assets. Besides, financial management covers the process of identifying and managing risks.
accepting of the depositing from the people and granting loan to needy person against the security. Bank helps in the finance system of the economy. The bank gives intrest on the deposit and provide loan and takes interst which helps to balance the finance system. Banking finance is the widely used term that deals with the transaction of money. 
s created known as finance minister of nepal.This ministery controls the income and the expenditure of the government which is known as the budget system. The finance minister makes the budget dealing about the income and what amount of money should be spent in various sectors such as education,transportation,food and others.
ar and foreign country.The budget is made at the at the end of the fiscal year showing all the work progress and the total expenditure and the remaining amount . Due change in government the work esimated work is incompleted and the amount is wasted and corrupted.So the finance system is very poor and needs to improve by the government.
ceipt and payment of money.Receipt of money is related to infiow of the money which is recorded inthe debit side of the accounting and payment of the money is related to out flow of the money so it is recorded in the credit side of accounting.Accounting is used in all kinds of the organization which deals with the finance i.e records receipts and payment. 
he managment students accounting finance is the most important subject matter that deals with the managment of finance. Finance in the accounting play a vital role for the development of the organization.So finance in accounting is very important for calculating the actual inflow and outfiow of money.
s with the receiving and giving of the money generally term as finance. The organization stability depends upon the financial situation. So finance deals with the money matter. We deals with the various account for finance in the organization known as financial accounting.The term that deals with the managment of the finance is known as financial managment.It is the wide subject matter covering the large area. The economic condition of the country depends upon the finance of the country.
ntry without finance is impossible because the econoimic condition of the people as well as country depends upon the finance.The national income and per capita income is also deals with the finance of the country. So it is broad subject matter related with the financial matter. Financial condition depends upon the infiow and out flow of the money.If there is high inflow and less outfiow of money then financial condition is strong and viceversa. 